TERMS OF USE

Provisus Wealth Management Limited “Provisus” may change the Terms and Conditions from time to time and at any point without notice to you, by posting such changes on this Website. By using the Website you agree to follow any modifications to these Terms and Conditions and you also agree to be bound by any such modifications to the Terms and Conditions.

DISCLAIMER

This Website has been created to inform interested persons and for each individual’s informational, non-commercial use. You, the Website visitor should use the content of this Website as a reference only and at your own discretion. All investors or site visitors are encouraged to complete their own due diligence before making any investment decisions. Provisus does not bear any fiduciary responsibility to any user of this Website. While the information herein is expressed in good faith, it is not guaranteed nor is it intended to provide any tax, legal or investment advice whatsoever. You understand and acknowledge that financial markets are volatile and there is a degree of risk involved in investing. Past results are not indicative of future returns and are not indicative of future returns that may be realized. You agree and acknowledge that your use of the Website is entirely at your own risk and it is your sole responsibility to evaluate the accuracy, completeness and usefulness of information from all sources, by consulting with your broker, financial advisor or tax consultant. You agree to assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by you. None of our Website materials should be interpreted as a recommendation or solicitation to buy or sell any security, or to take any specific action.

LIABILITY LIMITATION

The service and information provided by Provisus is “as is,” and “as available” WITHOUT Warranties or representation OF ANY KIND, either EXPRESS OR IMPLIED, including without limitation, any warranty for information, data, services, content of information, availability, accuracy, completeness, timeliness, usefulness, or uninterrupted access, provided through or in connection with the Website. You agree that in no event shall Provisus, its shareholders or any person or entity involved in creating, producing or distributing this Website be liable to you or anyone else for any direct, indirect, incidental, punitive, or consequential damages of any kind whatsoever (including but not limited to lost profits or trading losses) with respect to use of the service, the materials, information nor any decision made or action taken by you in reliance upon information contained in the Provisus Website or for any trading losses, lost profits, lost data, or other consequential, special, indirect or direct damages or expenses. You, the Website visitor acknowledge that the provisions of this section apply to all content on the Website. This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tort, negligence, or under any other cause of action. You, the Website visitor agree that the entire liability arising out of any kind of legal claim (whether in contract, tort, negligence or otherwise) duty to warn, strict liability or otherwise, for any loss, injury, damage, liability or expense of any kind in any way connected with this Website or the information in this Website is yours. You, the Website visitor, expressly agree that use of this Website is at your own sole risk.

INDEMNIFICATION

You agree to defend, indemnify and hold Provisus, its parent, subsidiaries and affiliates, its employees, its officers, shareholders and its agents harmless from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising in any way from your and anyone else’s use of this Website or from your violation of this Agreement or any third party’s rights including but not limited to copyright, property, and privacy rights. This indemnification and hold harmless obligation will survive this Agreement and your use of this Website.

COPYRIGHT INFRINGEMENT

This Website is for your personal and non-commercial use conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. You are permitted to store, reformat, print and display information only for your personal use and may not otherwise copy, modify, adapt, publish, retransmit, redistribute, lend, sell, sublicense, display, perform, reproduce, create derivative works from or otherwise use or transfer the data. You may not use any information contained within the Website, in connection with any business or commercial enterprise, including without limitation, any securities, investment, accounting, banking, legal or media business or enterprise. You may store information, however, this would be for historical information only and Provisus is not responsible for any such use. Your use of this Website constitutes your agreement to all such terms, conditions, and notices and is not transferable by assignment, sublicense, or any other method to any other person or entity.

COPYRIGHT

All title and copyrights in the Provisus Website (including but not limited to any images, graphics, data, artwork, design, photographs, animations, video, audio, music, text, and “applets” incorporated into the Website) are owned by Provisus or its affiliates. All title, copyrights, trade secret rights and intellectual property rights, in and to the content that may be accessed through the use of the Provisus Website is the property of the respective content owner and may be protected by applicable copyright or other intellectual property laws and treaties. TRADEMARKS: This term of agreement does not grant you any rights, license or authorization to any user in connection with any trademarks, registered trademarks, service marks or any other intellectual property included on this Website.

RESERVATION OF RIGHTS

All rights not expressly granted are reserved by Provisus. USER NAME AND PASSWORD Each User is responsible for maintaining the confidentiality of his or her User Name and Password and is responsible for all users of his or her User Name and Password. Distribution or sharing your User Name and Password with other individuals or entities is expressly prohibited and a violation of the Terms and Conditions. Provisus has the right to terminate your access and refuse any and all current and future use of this Website.

MODIFICATIONS

Although Provisus makes all reasonable efforts to ensure that information provided on the Website is accurate at the time of inclusion; there may, however be inadvertent and occasional errors. Provisus thus reserves the right, in its sole discretion but without any obligation, to make improvements/changes to, or correct any error or omissions in any portion of this Website at any time without notice to you.
Provisus shall have the right at any time to impose, change, or modify the Terms and Conditions applicable to each User’s use of the Website, or any part thereof, including, but not limited to, content, hours of availability, and equipment needed to access or use, or any part thereof, or to impose new terms and conditions. Such changes, modifications, additions, or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting on the Website a revised version of this Agreement, or notification by electronic or conventional mail. Any use of this Website by you after such notice shall conclusively be deemed to constitute acceptance by you of such changes, modifications, additions, or deletions. You agree to review the Terms and Conditions periodically to be aware of such revisions. Provisus reserves the right to change any information on this Website, including but not limited to revising and/or deleting features or other information without prior notice to you.

AVAILABILITY

Provisus will make every effort to publish the Website materials in a timely manner; however, because of the myriad of things that can go wrong due to Acts of God or human error, it cannot guarantee availability of materials. In the event of a prolonged period of non-availability of materials, it is solely at the discretion of Provisus whether any compensation shall be offered to users and what form it shall take.

SUBMISSIONS

Any and all information, data, graphics, artwork etc. submitted to Provisus shall be deemed and remain the property of Provisus and Provisus shall be free to use now or in future, for any purpose, any know-how, concepts, ideas or techniques contained in this information. By submitting anything to Provisus, the provider expressly grants to Provisus the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed. Provisus reserves the right to republish the material contributed by our Website visitors and Provisus shall not be subject to any obligations of confidentiality regarding submitted information, except as specifically agreed or outlined in the Provisus Privacy Policy.

THIRD-PARTY LINKS

This Website may contain hyperlinks to other Websites operated by parties other than Provisus, which are provided for viewer’s reference only. Provisus is not responsible for the availability of these external sites, nor is it responsible for or endorse any of the contents, advertising, products, or other materials of these third-party Websites. Under no circumstances shall Provisus be held responsible or liable, directly or indirectly, for any loss or damage caused or alleged to have been caused in connection with the use of or reliance on any content, goods, or services available on such external site.

LINKS TO THIS WEB SITE

It is prohibited to link to this Website without the express written permission of Provisus Wealth Management Limited. If you would like to link to this Website, please contact salesandservice@provisus.ca.

SCRAPING, FRAMING, MIRRORING OR DATA-MINING

The scraping, mirroring or data-mining of this Website or any of its content in any form and by any method is strictly prohibited.

EQUIPMENT

You shall be responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed for access to and use of this Website, along with their charges.

COMMUNICATIONS

Provisus may send to you by electronic or conventional mail at your electronic mail address or other postal address which you provided. All communications so sent shall be deemed received, whether actually received or not.

ACCEPTANCE OF THESE TERMS & CONDITIONS

Use of the Provisus Website is subject to the Terms and Conditions, which constitutes a legal agreement between you and Provisus. Each time that you use or view the Provisus Website, you signify that you have read, understood and agree to be bound by the Terms and Conditions. Review the Terms and Conditions, and if you do not agree to them, do not use the Provisus Website, as you do not have our permission to do so. Your continued use of Provisus in light of changes to this Statement will signify your acceptance of the changes. Provisus has the right to terminate your access and refuse any and all current or future use of this Website.